One of our call outs yesterday was to a fire damaged house in Co. Limerick. The homeowners were forced to call out the fire brigade during the night when they noticed flames and smoke over their range in the kitchen. This traditional style cottage had a chimney fire occur as a range was fitted to replace an old open fire at the property. A build up of soot in a void behind the range caught fire at the foot of the chimney and it smoldered away for hours undetected. Eventually the intense heat cracked the chimney and that allowed an extensive [...]
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Home Burglary security alarms, statistics & some common sense safety. Some homeowners wrongly think that their home insurance policies cover the full extent of financial losses suffered in burglary and theft claims. It is an unfortunate fact that insurers will not cover all losses suffered when policy excesses, exclusions and limitations are applied to the claim settlement terms and conditions. Best Advice for prevention of a home burglary The best advice therefore is clearly that prevention is better that cure and certainly the most cost effective and least traumatic from the home owner’s perspective. The most recent statistics taken from the [...]
Cleaning up even minor oil spills can be a costly affair so our advice is to check with your insurance company that you have adequate home insurance in place to cover costs associated with oil spills and oil leaks. Aspects of a spill can include the assessment, cleanup of a spill, and any consequences due to transfer of the spill into the ground. Claims Assist are specialist loss assessors to enable both home owners and businesses deal with oil spills, oil leaks and other environmental contamination incidents – read on below to make contact with our 32 county fast response oil [...]
Filing an insurance claim with Allianz – Allianz insurance claims advice Filing an insurance claim with Allianz When filing an insurance claim with Allianz home insurance home owners should remember that there are numerous exclusions in the policy for example “all risks” cover does not actually mean what it says, because of the limitation and conditions imposed within the policy. Allianz are also the insurers for PTSB policies. You should call Claims Assist Ireland before you register your claim who can provide a complete “one stop shop” service. We can report your claim, negotiate settlement and provide an approved repair [...]
Filing an insurance claim with FBD – FBD insurance claims advice FBD the Irish farm insurance company When you file an FBD home, farm or business insurance claim under your policy, professional advice from a Public Loss Assessor like Claims Assist is essential. FBD have had a traditional ‘Irish & friendly’ image with farm insurance being a large component of their customer base. However some of FBD’s claim practices and procedures that come to light during our day to day dealings with FBD insurance claims & the bulk of online complaints from people filing an insurance claim with FBD have [...]
Filing an insurance claim with Axa- Axa insurance claims advice Filing an insurance claim with AXA The AXA claim policy allows them to appoint their own repair contractor, so they can effectively send unknown contractors into your home, if you intend filing an insurance claim with AXA. As a result, unfortunately you the home owner or policy holder have no control over the damage repair contractor or the scope and quality of the insurance repair works. This is one of the terms & conditions of an AXA insurance policy that is unfair to some homeowners filing an insurance claim with [...]
Filing an insurance claim with RSA – RSA insurance claims advice When filing an insurance claim with RSA, claim difficulties and delays frequently arise because many of the building repair rates that RSA will only pay are inadequate to carry out the repairs fully or adequately. Therefore policy holders need their own claim assessor since insurers employ their own specialist loss adjusters to look after their own best interests and not the homeowners or the insured. Property damage claim This is not specific to a particular type of property damage claim or buildings damage claim as I am aware of a [...]
Galway and many West coast counties feel the wrath of storm Eleanor when combined with worst high tide flooding in half a century Within the last week many Galway business owners and residents were taken by surprise as storm Eleanor blew in from the Atlantic with wind gusts of up to 140 kph recorded. The timing of that event could not have been worse as a full moon high tide occurred on the same evening. The result has been coastal damage and further flooding in many areas in Galway city with local surface flooding inland. Flooding insurance claims denied The Media [...]
Need Help with Water Leak or Fire Damage in your Home? Call our Local Loss Assessors in Galway, Limerick, Dublin & Athlone now on 1890 929 555 At Claims Assist Ireland we have vast experience in handling all types of property damage insurance claims. One of the more common claims we handle for homeowners and landlords is water damage resulting from leaking pipes. Whether its from a burst pipe in an attic or an undetected under floor slow leaking pipe, it all amounts to the same thing, a major disruption in your home or property. Insurance Assessors Galway & Limerick After [...]
Oil Leak Insurance, Polices, Liability & Your Obligations Pollution incidents should be reported in the first instance to the Local Authority (LA) for the area in which the incident occurred, as they can respond rapidly. The LA will contact the Environmental Protection Agency (EPA) if an EPA-licensed activity is concerned. Liability for pollution by the spread of oil is normally unavoidable and All oil spillages should be recorded on your organisation’s incident database and investigated to identify root causes so that appropriate preventive and/or corrective action can be implemented and sustained to prevent recurrence. Substantial fines are levied if your business [...]